Secured loans with a high LTV available

It is yet another sign of how the secured loan market is evolving and liquidity improving that now we have not one, but two lenders on our panel that specialise in Secured loans with a high LTV. These secured loans are available to those who have a very high level of borrowing secured against their property and therefore wouldn't be eligible for loans from other providers (generally if you have a LTV above 75% you can only get a loan if you have both very good credit and income; above 95% the only option you have are our two high LTV lenders). They also allow for some adverse credit making them ideal for those trying to manage debt payments or attempting to rebuild their credit score after a difficult period. Some of the features of these loans include:

• LTVs of up to 125% are eligible
• Amounts of up to £15,000 (min loan £1,500)
• Loan terms of up to 10 years
• Some adverse credit accepted (generally no more than 6 months mortgage or secured loan arrears; CCJs and defaults OK but ideally none in the last 6-12 months; loans are even available to those in a Debt management plan if they have made 12 months of payments)
• Both employed and self-employed people are eligible
• Benefit and tax credit income will also be accepted
• Loans available all across the UK: England, Wales, Scotland and even Northern Ireland
• Second and even Third charge loans are available

As there are two different lenders providing these secured loans the points above shouldn't be taken as describing just one loan products. For example, though £12,500 is available, only the lender who covers England, Wales & Scotland will do this amount so the maximum available in Northern Ireland is £10,000. Call us if you have questions. How do you enquire about/apply for one of these loans? Simple, the lenders in question don't actually deal direct with the public (as is the case with the vast majority of secured loan lenders) and only take referrals from brokers. If you call us with your enquiry we can discuss your case without, determine which lender is best for you and transfer you live on the phone to them. The whole process takes about 5 minutes and you'll have a decision in principle with a no-obligaiton quote for your loan within this time. Please note there is NO CHARGE for applying so you have nothing to lose in asking the question. To speak to one of our representatives about your Secured loan with a high LTV please either complete our Secured loan enquiry form here and we will call you or call us direct on 0845 1260350