Choice Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


From personal finance, to funding options, the Choice Blog is full of news, updates, tips and helpful information. Read our latest posts to keep up with the funding options available to consumers and the broader personal lending environment.

 Read our latest posts

Read our latest articles
Unsecured Loans

Business is bouncing back, but what’s the cost?

Last post: Feb 14, 2022

Over 1.6 million businesses have taken government backed coronavirus support loans and for most, this would have been to plug a hole and keep bills paid. Many will now be feeling the pinch since repayments have kicked in and are unable to apply for further loan funding for expansion and recovery. If the business is clearly still viable and is able to prove that they have now turned the corner, we may be able to turn to alternative finance options.

See more blog posts in this category
Secured Loans

What do lenders consider when arranging secured loans?

Last post: Sep 20, 2018

Once upon a time, a payslip, a valuation and quick credit search were all that was required to arrange a secured loan (second charge mortgage). Today processes and regulations are, quite rightly, much more stringent.

See more blog posts in this category
Guarantor Loans

How to create a plan that will persuade a guarantor

Last post: Sep 25, 2018

Create a financial plan which shows your prospective guarantor that you’re able to take responsibility for your loan. These helpful tips will help you present your finances in a clear, convincing way.

See more blog posts in this category
Personal Finance

Could the “50/20/30 Rule” save you money?

Last post: Sep 27, 2018

Are you looking to boost your budget and nurture your savings? Committing to a rigid plan can be a helpful way to get serious. The 50/20/30 rule is one popular option which many savers swear by.

See more blog posts in this category

Recent Blog posts

  • Whether it’s one missed repayment or a tricky debt spiral, seeing the light at the end of the tunnel can be tough when you’re in debt. Yet taking concrete steps like these will help you get there sooner.

  • The New Year can be a great time to take stock of your finances and start with a solid plan. Consolidating debts can be a good organisational step to take if you have multiple outstanding loans.

  • Secured personal loans can provide a lifeline to responsible individuals with emergency financial needs. However, these products aren’t suitable for everyone in every context...

  • With younger people struggling to fund everything from higher education to their first step on the property ladder, many parents are also starting to feel the financial pressure making guarantor loans a more realistic option than a loan from the “Bank of Mum & Dad”.

  • It’s often said that money can’t make us happy. It’s certainly true that money can’t buy us love. But can having our personal finances in check improve how we feel?

  • The Financial Conduct Authority (FCA) has asked UK banks to prove that they are not approving loans and finance applications from consumers with problematic debt.

Recent Tweets